Fully funded scholarships in Ghana have become one of the most searched opportunities among students looking to study locally or abroad without financial stress. These scholarships cover tuition, accommodation, stipends, and other educational expenses, helping thousands of Ghanaian students each year achieve their academic dreams. This comprehensive guide explains everything you need to know about fully funded scholarships in Ghana for 2025, including the best programs, how to apply, eligibility criteria, deadlines, and insider tips to stand out as an applicant.
What Does “Fully Funded” Mean for Ghanaian Students?
A fully funded scholarship covers all major educational costs – tuition, living allowance, accommodation, travel, and sometimes health insurance. For Ghanaian students, this means studying at top local or international universities without worrying about financial burdens.
Breakdown of what’s included:
Most fully funded programs pay for tuition fees, student housing, books, and return airfare (for overseas study). They may also include research grants or stipends for personal expenses.
Hidden costs not always covered:
Even with full funding, applicants should note that certain expenses may not be included. These can be visa application fees, language tests like IELTS, and personal needs such as laptops or clothes.
Difference between fully funded and partial scholarships:
A fully funded scholarship provides 100% coverage, while a partial one covers specific costs like tuition only. Many international programs (like Chevening or DAAD) are fully funded, while some local ones may offer partial support depending on the applicant’s need or academic merit.
Ghana Government Scholarships and Local Opportunities
The Ghanaian government and private institutions provide several fully funded scholarships to help students pursue undergraduate and postgraduate education within Ghana or abroad.
Ghana Scholarships Secretariat (scholarships.gov.gh)
The Ghana Scholarships Secretariat manages official government scholarships for tertiary students. It offers two categories: Local Tertiary (for Ghanaian universities) and Foreign Tertiary (for overseas study).
Applicants are usually selected based on academic excellence and financial need. The process involves an online application, interviews, and document verification. Students studying at the University of Ghana, KNUST, and UCC have all benefited from this initiative.
Tip: Applications often open between April and June. Visit scholarships.gov.gh regularly to check deadlines and requirements.
MTN Ghana Bright Scholarship (scholarship.mtn.com.gh)
The MTN Bright Scholarship is one of the most recognized corporate-sponsored programs in Ghana. It supports brilliant but needy students in public universities, covering tuition, accommodation, and a yearly stipend for books and living costs.
Since its inception, MTN Ghana has awarded over 300 scholarships nationwide. Applicants must be Ghanaian citizens in good academic standing, with strong leadership potential.
University-Specific Scholarships
Several institutions in Ghana provide their own merit-based or need-based awards. For instance, Ashesi University runs the Mastercard Foundation Scholars Program, which is fully funded and focuses on developing ethical, entrepreneurial leaders.
The University of Ghana and KNUST also offer Vice-Chancellor’s Scholarships that cover full tuition and stipends for high-performing students.
International Fully Funded Scholarships for Ghanaian Students
International organizations and foreign governments continue to support talented Ghanaians through global scholarship programs. Below are top opportunities available in 2025.
Chevening Scholarships (UK Government)
Chevening is a UK government scholarship that offers full funding for one-year master’s degrees. It covers tuition, travel, accommodation, and living expenses.
Applicants must demonstrate leadership potential, academic excellence, and a strong vision to impact Ghana after graduation. Chevening alumni from Ghana have gone on to work in government, NGOs, and international organizations.
Application window: August to November each year.
Commonwealth Scholarships for Ghana
Funded by the UK Department for Education, the Commonwealth Scholarship allows Ghanaian students to study postgraduate programs in the UK. Fields like agriculture, engineering, and education are prioritized.
Applicants apply through the Ministry of Education or the Ghana Scholarships Secretariat. Selection is based on academic merit and development potential.
GREAT Scholarships (British Council Ghana)
The GREAT Scholarship is a joint initiative between the British Council and UK universities, offering full tuition funding for master’s programs. Each year, about five Ghanaian students are selected for various fields such as health sciences, climate change, and law.
DAAD Scholarships (Germany)
The DAAD (German Academic Exchange Service) offers hundreds of scholarships to Ghanaian students for master’s and PhD studies in Germany. It covers tuition (often free in Germany), monthly stipends, research support, and health insurance.
Applicants must have completed at least a bachelor’s degree and demonstrate academic excellence.
Mastercard Foundation Scholars Program (Ashesi, KNUST, UG)
This program provides complete financial aid to students across Africa, including Ghana. Apart from tuition, it offers mentorship, leadership training, and career support.
Ashesi University, KNUST, and the University of Ghana participate in the program, making it one of the most impactful youth development initiatives in the region.
Other Notable Programs
- Fulbright Scholarships (USA) for postgraduate studies.
- UNESCO Fellowships focusing on education, science, and culture.
- African Union Scholarships for continental leadership programs.
Each of these programs emphasizes not only funding but also personal development, leadership, and contribution to community growth back home.
How to Apply for Scholarships in Ghana (2025 Edition)
Applying for fully funded scholarships requires planning, preparation, and persistence. Ghanaian students should start at least six months before deadlines.
Step 1 – Research early
Make a list of scholarships you’re eligible for, using sites like ScholarshipSet, ScholarshipBob, and Scholars4Dev. Create a calendar of deadlines and requirements.
Step 2 – Review eligibility
Carefully read the requirements for citizenship, GPA, and field of study. Many programs, like Commonwealth or DAAD, have strict academic cut-offs.
Step 3 – Write a compelling personal statement
This is your opportunity to stand out. Focus on how your education will benefit Ghana. Include leadership experiences, community involvement, and future goals.
Step 4 – Get strong references
Request recommendation letters from lecturers or employers who can highlight your strengths.
Step 5 – Submit early
Late applications are rarely accepted. Ensure all documents (transcripts, passport, certificates) are uploaded correctly.
Step 6 – Prepare for interviews
Some scholarships conduct virtual or in-person interviews. Practice answering questions about your goals, motivation, and leadership impact.
Pro Tip: Ghanaian applicants should ensure transcripts are certified and, when applying abroad, confirm if WAEC certificates need conversion or translation.
Tips to Increase Your Chances of Winning
Winning a fully funded scholarship in Ghana is competitive, but with the right strategy, you can stand out.
Build a strong profile:
Participate in volunteer work, student leadership, and community projects. Programs like Chevening and Mastercard value impact-driven candidates.
Align your essay with Ghana’s needs:
Show how your studies will address national challenges such as youth unemployment, health, or education. For example, if you’re applying for a Commonwealth scholarship, connect your goals to sustainable development in Ghana.
Prepare for interviews:
Be ready to discuss your achievements, challenges, and long-term plans. Practice with mentors or friends.
Use success stories:
Research past recipients and learn what made them stand out. Many winners share their essays and strategies on blogs and LinkedIn.
Scholarship Scams and How to Verify Authentic Offers
The rise in online applications has also led to an increase in fake scholarship schemes targeting Ghanaian students.
Common scam red flags:
- Requests for “processing fees” or “registration charges.”
- Emails not from official domains (e.g., gmail.com instead of chevening.org).
- Promises of guaranteed approval or quick visa issuance.
How to confirm legitimacy:
Always verify scholarships through official websites such as scholarships.gov.gh, mtn.com.gh, or britishcouncil.org. Contact the program’s official email if in doubt.
Trusted portals:
ScholarshipSet, ScholarshipTab, and Scholars4Dev regularly update verified scholarships for Ghanaian students.
Remember: No legitimate fully funded program will ask you to pay upfront to apply or secure a spot.
Fully Funded Scholarships by Academic Level
Fully funded scholarships are available for all academic levels – undergraduate, master’s, and PhD – depending on your qualifications.
Undergraduate scholarships:
Programs like MTN Bright and Mastercard Foundation Scholars Program cover full costs for undergraduate study within Ghana or other African universities.
Postgraduate scholarships:
Chevening, Commonwealth, and DAAD focus primarily on master’s and PhD candidates. These programs are ideal for professionals looking to advance their expertise abroad.
Short-term and professional fellowships:
Opportunities such as UNESCO Fellowships and African Union internships provide funding for short training and research visits, helping students gain global exposure.
Deadlines and Scholarship Calendar 2025
Most fully funded scholarships for Ghanaian students follow annual cycles, with deadlines between January and July.
Key deadlines to note:
- Chevening: September–November 2024
- Commonwealth: October–December 2024
- Ghana Scholarships Secretariat: April–June 2025
- MTN Bright Scholarship: February–May 2025
- DAAD: Rolling deadlines (varies per university)
Tip: Use Google Calendar or Notion to track each application and set reminders a month before deadlines.
Frequently Asked Questions
What are the top fully funded scholarships for Ghanaian students in 2025?
The most popular include Chevening, Commonwealth, MTN Bright, Ghana Scholarships Secretariat, DAAD, and Mastercard Foundation programs.
Can I get a scholarship to study abroad without IELTS?
Yes. Some scholarships, especially in Germany (DAAD) and China, accept proof of English proficiency from previous education instead of IELTS.
Are there fully funded scholarships for undergraduates in Ghana?
Yes. MTN Bright Scholarship and Mastercard Foundation Scholars Program offer full support for undergraduate students.
How can I confirm a scholarship offer is genuine?
Check if the domain matches the official organization, contact them directly, and avoid offers requiring payment or personal banking details.
What GPA or grades do I need to qualify?
Most programs require at least a Second Class Upper or equivalent. However, leadership and community involvement can strengthen your application.
Conclusion
Fully funded scholarships in Ghana continue to open doors for thousands of students each year. Whether you aim to study locally or abroad, opportunities exist across government, corporate, and international organizations. Start preparing early, organize your documents, and tailor your application to reflect your goals and Ghana’s development priorities.
Bookmark this guide, visit official sites like scholarships.gov.gh or mtn.com.gh, and apply widely to increase your chances. The journey might be competitive, but every successful applicant began with one decision – to apply.